How He Saved 95% of His Income and Retired at 25 w/ Cody Berman
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Cody Berman reached financial freedom at 25 while spending just $24K a year. During that same stretch, his income doubled three years in a row from $96K to over $1M.
In this episode, Cody breaks down the simple but powerful math behind his journey: 11 rental units producing $3,700/month in cash flow, a digital products business generating $10K/month, and $500K invested in the stock market by his mid-20s.
We cover:
Why margin matters more than what you invest in
Percentage-based spending and why dollar amounts can be misleading
How to get aligned with your spouse on financial freedom
The 4 types of side hustles and which ones actually scale
Monthly money meetings and annual life reviews
Why increasing income beats obsessing over tax loopholes
How Cody unlearned the scarcity mindset after becoming financially free
Cody also shares lessons from his new book, Retire by 30.
Get the book: www.retireby30book.com
Check out our first episode together where we break down Cody's digital products business:
https://youtu.be/1uJFGuGQ3Bc?si=I-fsVM1km3vYeT2e
Follow Cody:
Instagram: @CodyDBerman
Curious as to how we’ve bought multiple businesses and built millions in equity? Give this video a watch for a full breakdown:
https://www.youtube.com/watch?v=cviipnGtDWI&feature=youtu.be
If you are serious about building a life on your terms and want to surround yourself with people who are actually doing it, go to:
https://actionacademy.com?el=action_academy_podcast
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$428M reflects aggregate member-reported acquisition value during 2025, not earnings or cash flow. Action Academy provides education and community, not legal, tax, financia...